RukiAI - AI-Powered Personal Finance Tracker

Smart Expense Tracking

"Capture every penny with precision"

Auto-categorize expenses (Food/Transport/Bills)
Log amount, description, date & payment method
Visual spending timeline with yellow trend indicators

Weekly Spending Trend

Food category increased by 20%

AI-Powered Insights

"Your personal finance therapist"

Human-like advice: "60% on entertainment? Try free activities"
Hybrid analysis (OpenAI GPT + custom rules)
Spending pattern warnings with yellow alert badges

Alert: You've spent 40% more on dining this month

Automated Reports

"Weekly wisdom in your inbox"

Email/SMS summaries with pie charts
AI-generated "What to improve" section
Customizable delivery schedule (Sun night/Mon AM)

Next Report: Monday 8:00 AM

Includes personalized savings tips

Budget Guardianship

"Your financial goal bodyguard"

Category-specific limits (Food/Rent/Travel)
Yellow warning bars at 80% threshold
"Rescue plan" suggestions when nearing limits

Entertainment Budget: $300/month

Warning: 85% of budget used

Time Machine Analysis

"Learn from your financial past"

Compare periods: "June vs July groceries"
Scrollable timeline with rounded date pills
Spending velocity alerts (e.g., "30% faster dining spend")

Grocery spending is 15% lower than last month

Real-Time Alerts

"Overspending sirens"

Instant SMS: "⚠️ $500 on Amazon today!"
Threshold customization per category
Emergency lockdown mode for impulse control

New: Biometric confirmation for large purchases

Fort Knox Security

"Bank-grade protection"

JWT authentication with refresh tokens
End-to-end encryption (yellow shield badge)
Biometric/FIDO2 support

Security Status: Active & Protected

Last login: Today, 09:24 AM

Dashboard Overview

"Your financial cockpit"

Glowing radial budgets: yellow → red as limits approach
Animated AI tip carousel
Net worth tracker with projection curves

AI Tip: "You're on track to save $1200 this quarter"

Hybrid Intelligence Engine

"AI brain + human logic"

Context-aware detection: "Travel spike - vacation?"
Red-flag alerts with yellow exclamation badges
Custom rule builder (e.g., "Alert if coffee > $5/day")

New Rule: Coffee limit set to $30/week

Developer-Friendly API

"Build your own financial tools"

RESTful endpoints with OAuth 2.0
Webhook support for real-time sync
Postman-ready documentation with yellow code samples

API Status: Operational | 99.9% Uptime

Key Features